Banks July21

By Alessandro Magnoli Bocchi, Fawaz Sulaiman Al Mughrabi and Karmen Meneses

29 July 2021

In this paper we discuss:

1. The Past (1980-2008): Globalization, Deregulation, And Technology Reshaped Traditional Banking
2. The Post-GFC Period (2009-Present): Banks Hits By Slow Growth, Low Income And Tighter Regulations
3. The Future: The COVID-19 Pandemic Is Accelerating The Adoption Of Online Transactions
4. EM’s Changing Environment: Digitalization And Consolidation Via M&As
5. Conclusion: Banks Need To Embrace Global Trends And Focus On ‘Consumer-Centricity’

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